Student Accident Insurance

Student accident insurance, ambulance cover arrangements and private property brought to schools

Parents are reminded that the Department does not provide personal accident insurance or ambulance cover for students.

Parents and guardians of students, who do not have student accident insurance/ambulance cover, are responsible for paying the cost of medical treatment for injured students, including the cost of ambulance attendance/transport and any other transport costs. 

In some circumstances, medical or other expenses will be paid by the Department where it is assessed that it is likely, in all the circumstances, that the Department is liable for negligent (careless) acts or omissions of its staff/volunteers. 

Student accident insurance/ambulance cover policies are available from some commercial insurers, and can be obtained by school councils on a whole-of-school basis, or by parents/guardians for individual students. 

Personal property is often brought to school by students, staff and visitors.  This can include mobile phones, calculators, toys, sporting equipment and cars parked on school premises.  As the Department does not hold insurance for personal property brought to schools and has no capacity to pay for any loss or damage to such property students, staff should be discouraged from bringing any unnecessary or particularly valuable items to school.  The Department does not hold insurance for personal property brought to schools and it has no capacity to pay for any loss or damage to such property.

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